1. About Bankvala

• Bankvala is a financial services assistance provider that helps users understand, compare, and connect with financial products like loans, insurance, and investment plans. We work with third-party banks, NBFCs, and advisors to provide information and support. We are not a bank or financial institution. All advice provided is general and should not be considered financial, legal, or professional advice.

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2. Eligibility and User Account

• By using our services, you confirm that you are:
• At least 18 years of age
• Legally competent to enter into a binding agreement
• Providing accurate and up-to-date information
• In some cases, we may require KYC documents, such as PAN card, Aadhaar card, salary slip, etc., which are handled securely in accordance with our [Privacy Policy].

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3. Services Offered

Bankvala provides access to:

• Loan comparisons (Home Loan, Personal Loan, Education Loan, Business Loan)
• Credit score analysis and improvement guidance
• Investment suggestions (mutual funds, fixed deposits, etc.)
• Financial planning resources
• Insurance consultation (optional)
• All recommendations are based on the data you provide and are for informational purposes only.

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4. No Guarantee or Endorsement

• We make every effort to provide accurate and updated information. However, we do not guarantee:
• Loan or product approval
• Interest rates or terms from third parties
• Any financial gain or result
• Bankvala does not endorse any specific third-party bank, product, or plan. All final decisions rest between you and the financial institution.

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5. User Responsibilities

You agree not to:

• Misuse the website or provide false information
• Upload any harmful or illegal content
• Attempt to hack, spam, or damage our platform
• Use automated scripts to collect data without permission
• Violation of any of these may result in suspension or termination of your access to our services.

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6. Third-Party Links and Offers

• Our website may contain links or referrals to third-party websites, financial institutions, or service providers. These are provided for convenience, and we are not responsible for their content, terms, privacy, or operations. Always verify terms and privacy policies before entering into agreements with them.

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7. Data and Privacy

• We respect your privacy. All personal data is collected, stored, and used as per our [Privacy Policy]. We do not sell, trade, or misuse your information. However, we may share your information with verified partners only for the purpose of delivering requested services.

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8. Intellectual Property

• All content, graphics, logos, texts, and software on Bankvala are protected by copyright laws. Unauthorized reproduction, use, or distribution of our content is strictly prohibited.

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9. Limitation of Liability

• Bankvala shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:
• Use or inability to use the website
• Errors or delays in content or services
• Interactions or disputes with third parties
• You agree to use our services at your own risk.

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10. Changes to Terms

• We may revise or update these Terms & Conditions at any time without prior notice. Continued use of the website after such changes implies your acceptance of the updated terms.

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11. Governing Law and Jurisdiction

• These Terms are governed by the laws of India. Any disputes arising out of or in relation to the use of this website shall be subject to the exclusive jurisdiction of the courts located in Jabalpur, MP, India.

12. Contact Us

• If you have any questions regarding these Terms and Conditions, please contact us:

Email : info@bankvala.com